It’s nearing the end of the month. The money you have earned from closing the tab containing your Twitter account every time your boss walks past is slowly running out. You have just enough packet noodles and Uncle Ben’s rice to last you until pay day when you can go out and spend a third of your money on M&S food, sambuca shots, and a dress that you think could change your life.
There is just £10 in your account. Your mother would tell you to keep it for emergencies, or maybe put it towards that hefty student overdraft you’ve still not paid off, or perhaps put it into your pension fund, or you could restart saving for a mortgage after you spent all that money ‘travelling’.